Mobile banking app with member ownership
Fintech Banking App (iOS & Android)
A checking account and debit card where members earn ownership shares every time they spend.
- Mobile App
- FinTech
- iOS
- Android
The challenge
The team wanted a banking app that does everything people expect — checking, cards and transfers — plus something new: members earning ownership shares every time they spend. It had to feel simple and secure on both iPhone and Android.
What we built
Full onboarding with identity verification, phone 2FA and biometric login
Checking account, physical and virtual debit cards, Apple Wallet provisioning
Transfers, mobile deposit, and Send Money by text, email or Venmo
Linked external accounts via Plaid with unified transaction history
Owner Rewards: share balance, monthly spend tiers, live share-price chart, and a shares-for-cash exchange
Screens
A closer look.
Click any screen to enlarge. Shown with demo data.
Built with
- React Native (Expo)
- TypeScript
- Firebase (auth, Firestore, Cloud Functions)
- Banking-partner APIs
- Plaid
- Sentry
- Storybook with a full mock backend
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